Privacy Policy

What Does Generations, a Division of Community 1st Credit Union Do With Your Personal Information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personalinformation. Please read this notice carefully to understand Generations, a Division of Community 1st Credit Union privacy policy.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Name, address, Social security number and income Account balances and transaction history Credit history and credit scores Checking account information Overdraft history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Generations, a Division of Community 1st Credit Union chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Generations, a Division of Community 1st Credit Union Share?	Can You Limit This Sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes– to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates' everyday business purposes– information about your transactions and experiences	No	We Do Not Share
For our affiliates' everyday business purposes– information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share

Questions
Call toll-free 1-800-672-7211

Who We Are
Who is providing this notice?	Generations, a Division of Community 1st Credit Union

What We Do
How does Generations, a Division of Community 1st Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.
How does Generations, a Division of Community 1st Credit Union collect my personal information?	We collect your personal information, for example when you Open an account or pay your bills Apply for a loan or make deposits or withdrawals from your account Provide your mortgage information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Generations, a Division of Community 1st Credit Union does not share with our affiliates
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Generations, a Division of Community 1st Credit Union does not share with non-affiliates so they can market to you
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partner(s) include debit and credit card companies, reward programs, and insurance companies.

Other Important Information
In accordance with California law, Generations, a Division of Community 1st Credit Union will not share information we collect about California residents with companies outside of Generations, a Division of Community 1st Credit Union, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable California law.

Other Important Information

In accordance with California law, Generations, a Division of Community 1st Credit Union will not share information we collect about California residents with companies outside of Generations, a Division of Community 1st Credit Union, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable California law.