401K/ira rollover
We've been helping members plan for their future for over 90 years with our high-yield investment options. There are several investment options to choose from or use in combination to achieve your goals.
Transfer Your 401k
Chances are you'll have to roll over a retirement account at least once in your career. If you've recently left an employer, you'll need to decide what to do with your retirement plan savings.
With us you can open a Rollover IRA and transfer your 401(k), 403 (b) or other employer-sponsored retirement plan without incurring additional and unexpected taxes and penalties.
Reassessing Your Portfolio
A Rollover IRA also provides a good opportunity to reassess your retirement portfolio, as it allows you to choose from investments not traditionally offered by employer plans. For more information on the Rollover IRA, stop by your nearest branch or contact us.
certificate accounts
Regular Certificate
Our certificate accounts give you high-impact earning potential with a fixed-term deposit. And unlike stocks or mutual funds, the security of your principal CD is always guaranteed by the NCUA up to $250,000.
EARN DIVIDENDS WITH COMPOUND INTEREST
When you purchase a Certificate of Deposit (CD), you invest a fixed sum of money for a fixed period of time – 6 months, 12 months or 60 months. In exchange, we pay you interest at regular intervals.
Youth Certificate
Specially priced 12 month certificate for our Kid's Club members.
retirement/iras
Traditional IRA
Retirement / IRAs
An individual retirement account (IRA) is a personal retirement savings plan that gives the owner tax benefits designed to increase the amount accumulated for retirement. There are three types: Traditional IRA, Roth IRA, and the Coverdell ESA (Education) IRA. They differ in the way they give you tax breaks and how you can contribute to them.
IRA SAVINGS ACCOUNTS
Perfect for those who want to start saving for retirement, starting with only a $25 initial deposit. You can contribute to it any time, or on a regular schedule with an automatic payroll deduction. When you reach $1,000, we can convert you.
TRADITIONAL, ROTH & COVERDELL ESA IRA ACCOUNTS
There are many options to consider when structuring your IRA’s. Ask your tax advisor for details on contribution limits, allowable deductions and which account or combination of accounts is right for you. Keep in mind that contributions to a Traditional IRA are usually tax deductible. Contributions to a Roth IRA and Coverdell ESA are not, but their earnings are tax-free.
You can contribute up to $2,000 annually in a Coverdell ESA (Education IRA).
You can contribute up to $5,500 in an individual Roth or Traditional IRA (or a combination of both) plus $1000 for a catch-up contribution (total $6,500), if they are 50 years old and older – double that in a spousal IRA.
IRA CERTIFICATE ACCOUNTS
Earn higher yields with our IRA Certificates of Deposit. We’ll show you how to establish a Traditional, Roth or Coverdell ESA backed Certificate. This is a great solution for a rollover from another financial institution.