Couple banking together.

Checking

Generations offers four personal checking account choices. 

Our mission is to put your banking needs first. That means checking tailored to your convenience-not ours. So we offer a number of options, all with free 24/7 electronic access which includes:
 
  • Free Online Banking
  • Free Mobile Banking
  • Free ATM/Debit Card
  • Optional Overdraft Protection
  • Free Bill Pay
  • Free Unlimited Check Writing
  • Free Telephone Banking
  • Free Nationwide ATM Network Access
Our basic checking account

You’re a busy, on-the-go kind of person who likes to check your balances and pay your bills all from the comfort of a ski lift, outdoor café, another country or wherever you have a signal. You also believe that checking accounts should be free: no monthly surcharges and no hidden fees.

This account may be the easiest checking account to maintain for those that want to reduce the use of paper and have embraced the freedoms of the digital age.  Avoid monthly service fees* for checking and enroll in our Simply Checking to make the most of fee-free debit transactions, Online Banking, eStatements, Bill Pay and Direct Deposit.


  • No Minimum Balance
  • * No Monthly Fee with eStatements, otherwise $5
  • $25 Minimum Opening Deposit


Congratulations! Even though 50 is the new 35, we still want to honor you by providing a checking account that is completely free while you earn dividends. Free Visa Debit CardOnline Banking, Bill Pay and more! So if you’re 50 or better, this account allows you to avoid monthly fees and minimum balance requirements. Plus, you'll get one free box of logo checks each year!

  • No Minimum Balance
  • No Monthly Fee
  • No Minimum Opening Deposit
  • Free Checks
An account that's perfect for higher balances.

If you like things neat and tidy our Capital Checking is perfect for you. When you keep a minimum balance of $200 in your account, your account is free. You earn competitive dividends, free Online Banking, and Bill Pay, free Visa Debit Card and access to over 30,000 CO-OP ATMs nationwide fee-free. If you don’t keep a minimum balance of $200, you’ll still get everything listed; only you’ll be charged a flat fee of $5 per month. Simple and clear, just like you like it.

  • Earns Dividends on Balances Over $200
  • $200 Minimum Balance
  • No Monthly Fee with Minimum Balance, otherwise $5
  • $25 Minimum Opening Deposit

Are you someone who appreciates a good deal? This account is built for high performance and loaded with savings. If you regularly write checks, use Money Orders or Cashier’s Checks — this account will save you money. For only $7 per month you’ll receive all these things with no additional charges.

You’ll also earn competitive interest if you maintain a balance of $200 or greater, along with a free Visa Debit Card, free Online Banking and Bill Pay, and the use of the 30,000+ CO-OP ATM’s nationwide completely free. If earning more and saving more is 1st Priority, this is the account for you. You earn highly competitive dividends on a balance of $200 or more. Get all your custom image checks free. Money Orders, and Cashier’s Checks are fee-free. All for just $7 a month!

  • Earns Dividends on Balances Over $200
  • $200 Minimum Balance
  • Free Checks
  • Free Cashiers Checks
  • Free Money Orders
  • $25 Minimum Opening Deposit