Anticipated yields & rates are current as of September 1, 2024. Rates are subject to change without notice.
Savings Accounts
Account |
Rate Type |
Rate |
APY |
Minimum Opening Deposit |
Savings |
Variable |
0.10% |
0.10% |
None |
Kid's Club Savings |
Variable |
0.10% |
0.10% |
$5 |
Holiday Club |
Variable |
0.25% |
0.25% |
$5 |
Money Market |
Variable |
0.70% |
0.70% |
None |
Fees can reduce earnings on the account.
Checking Accounts
Account |
Rate Type |
Rate |
APY |
Minimum Opening Deposit |
Simply Checking |
N/A |
0.00% |
0.00% |
$25 |
Capital Checking* |
Variable |
0.05% |
0.05% |
$25 |
Prime Time Checking |
Variable |
0.00% |
0.00% |
$25 |
1st Priority** Checking |
Variable |
0.05% |
0.05% |
$25 |
Fees can reduce earnings on the account. Refer to Fee Schedule below.
*Dividends paid on balance $200.00 and above, $200 minimum balance required to avoid $5 monthly fee.
**Dividends paid on balance $200.00 and above. $7 monthly fee.
Investments
Account |
Minimum Balance to Open |
Rate Type |
Rate |
APY |
Traditional/Roth IRA Savings |
Variable |
0.25% |
0.25% |
$25 |
Education IRA |
Variable |
1.00% |
1.00% |
$25 |
Certificates - Regular and IRA
Account/Term |
Rate Type |
Up to $49,999 |
$50,000+ |
Minimum Balance |
180 Day Certificate |
Fixed |
1.10% |
1.20% |
$500 |
12 Month Certificate |
Fixed |
2.50% |
2.70% |
$500 |
18 Month Certificate |
Fixed |
3.50% |
3.70% |
$500 |
24 Month Certificate |
Fixed |
2.50% |
2.70% |
$500 |
36 Month Certificate |
Fixed |
2.50% |
2.70% |
$500 |
48 Month Certificate |
Fixed |
2.50% |
2.70% |
$500 |
60 Month Certificate |
Fixed |
2.50% |
2.70% |
$500 |
12 Month Kids Club |
Fixed |
2.50% |
2.70% |
$100 |
- On all certificate accounts above, Generations may impose a penalty for early withdrawals. Fees can reduce earnings on the account.
- Certificate rates and programs are subject to change.
- Dividends are computed daily, paid monthly, or at maturity. The annual percentage yield listed above assumes dividends remain in the account until maturity.
APY = Annual Percentage Yield & APR = Annual Percentage Rate