GO! is our auto loan pre-approval program
Designed to help you get the car or truck you want, at the best price, with some extra bells and whistles to make life a little easier.
Rates starting as low as 5.74% APR* for 2022 and NEWER!
Options:
- Visit a Branch
- Call us at (800) 672-7211
- 90 - No payments for the first 90 days of the loan!
- 45 - Pre-Approval Certificate is valid for 45 days from the day it's issued.
- 1 - SKIP 1 auto loan payment every 12 months
STOP!
Before you get Pre-Approved, Do Your Research!
We're here to help you calculate your payments based on what you can afford, and to make sure you are paying the fairest price on the market.
APPLY
Please call us at (800) 672-7211 and ask for a Branch Manager, or visit any one of our branches and we’d be pleased to help you with your loan request.
To Qualify
- Must be at least 18 years or older.
- Must live in WA state.
- Must be in the market to purchase an awesome new or used vehicle at the lowest cost and be
*Conditions apply. APR = Annual Percentage Rate. Subject to approval, must be a member in good standing or qualify for membership. Ask for details. Rates offered on auto loans are fixed and based on your credit score. Term is based on the loan amount and credit score. Example: A $15,000 loan, at a 5 year term with a rate of 6.49% is $297 per month. Rate, down payment, and maximum term are dependent on credit.
Vehicle values
Use our link to KBB to find the most up-to-date pricing information for your vehicle.
Inventory Search
Use our inventory search engine to access about 95% of the available new and used inventory in WA! You can drill down to make, model, year, features and more!
Auto Solutions Buying service
If the buying process is not your cup of tea, pay a small fee and have our friends at Auto Solutions find your vehicle and negotiate for you!
Vehicle Protection
GAP (GUARANTEED ASSET PROTECTION)
You could lose more than your vehicle if it is stolen or involved in a major accident. You could lose your investment. Because most insurance policies only cover the value of your vehicle – something that rapidly declines during the first few years of ownership – your loan balance could be higher than the value of your vehicle.
You can protect your vehicle investment with GAP – a non-insurance product that covers the “gap” between the vehicle’s value and the amount you still owe.
GAP Advantage is an optional benefit that gives you further peace of mind. If the vehicle you are now purchasing ever becomes “totaled” or is stolen and not recovered, GAP Advantage provides you with an additional $1,000 toward the purchase of a replacement vehicle when financed with us.
New! Our GAP now comes with ADR (Auto Deductible Reimbursement) which is included in the policy and costs you no additional money. It reimburses your insurance deductible for little fender benders and mishaps two times a year for three years, not to exceed $500 per occurrence. Some members buy GAP just for this new feature!
MBP (MECHANICAL BREAKDOWN PROTECTION)
Car trouble is more than a hassle. It's expensive. Now you can get peace of mind on the road when you purchase MBP from us. MBP insures your vehicle against unexpected mechanical breakdown for business or personal travel, with no deductibles.
Whether you're buying your vehicle from a dealer or private party, MBP can be obtained on most vehicles 10 years old or newer with fewer than 100,000 miles. MBP is also available for newer used vehicles that you've already paid for.
MBP Includes:
- Rental Car Allowance
- Emergency Roadside Assistance
- Paintless Dent Repair (limit 5 per contract)
- Windshield Repair Protection (limit 5 per contract)
- Up to 8 years & 100,000 miles coverage
- Nationwide authorized repair facilities
- Transferable coverage
- Day one coverage (no waiting periods)
Rvs, boats & motorcycles
We are dedicated to making the dream of owning your own boat, motorcycle or RV a reality. Get approved quickly and easily for an affordable loan or refinance package. No Stress, no hassle - we'll be with you every step of the way.
BENEFITS
Get into your ideal boat or leisure vehicle with zero down—including purchase price, sales tax, licensing fees, extended warranty, even GAP coverage. Get pre-approved for a low fixed rate tailored just for you, and you can keep your payments low with extended terms.*
*(Maximum loan amount $100,000, loans over $75,000 may require additional down payment)
Refinance
Transferring your existing auto loans to Generations could result in some major savings for you.
First and foremost, our goal is to beat or match your current rate. If we can’t lower your rate then it’s probably best to keep the loan where it is at. The good news is that in most instances, we are able to lower your rate, which of course lowers your payments.