Deposit Interest Rates
Anticipated yields & rates are current as of August 1, 2019. Rates are subject to change without notice.
SHARES (SAVINGS ACCOUNTS) |
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Fees can reduce earnings on the account. |
CHECKING ACCOUNTS |
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Fees can reduce earnings on the account. *$5.00 monthly fee applies if not enrolled in eStatements |
MONEY MARKET ACCOUNT |
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$2,500 minimum balance is required to open account and earn dividends. Fees can reduce earnings on the account. |
CERTIFICATES |
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On all certificate accounts above, Generations may impose a penalty for early withdrawals. Fees can reduce earnings on the account. |
APY = Annual Percentage Yield APR = Annual Percentage Rate
Fee Schedule
FEE SCHEDULE | ||||
Checking Account Fees | Club Account Fees | |||
Check printing $1.00 per item | Holiday Club Account Fees | |||
NSF | $30.00 per item | Early Withdrawal | $10.00 per withdrawal | |
ATM overdraft | $30.00 per item | |||
One-time debit overdraft | $30.00 per item | |||
Overdraft Protection | $30.00 per item | |||
Returned Item | $30.00 per item | |||
Stop Payment | $10.00 per request | |||
Capital Checking Account Fees | ||||
Below balance $5.00 if minimun daily balance is not met | ||||
Simply Checking Account Fees | ||||
Mailed Statement $5.00 per month if not enrolled in eStatements | ||||
Money Market Account Fees | ||||
Excessive Withdrawal $15.00 fee per withdrawal (if more than 6 withdrawals per month) | ||||
EFT Fees | Safe Deposit Box Fees | |||
ACH overdraft | $30.00 | 3"x5" | $20.00 per year | |
Card replacement | $10.00 | 3"x10" | $35.00 per year | |
Debit Card Overdraft | $30.00 | 6"x10" | $50.00 per year | |
Debit Card Cancelled by GCU for Abuse | $25.00 | 9"x10" | $80.00 per year | |
Stop Payment of ACH | $10.00 | Change Locks | $50.00 + locksmith cost | |
Checking account closed for Abuse | $25.00 | Drilling of Boxes | At cost - approximately $250 | |
Nonproprietary ATM Withdrawal/Transfer | $1.00 | Key Replacement | $25.00 + locksmith cost | |
Other Service Fees | ||||
Foreign Check Processing Fee | $20.00 per hour | |||
Account Reconcilliation | $20.00 per hour | |||
Automatic Overdraft Transfer | $5.00 per transfer | |||
Cashier's Check | $2.00 per check (no charge if to a member) | |||
Dormant Account | $5.00 per month (after 1 year) | |||
Garnishment/Levies | $25.00 per item | |||
Inactive Account | $5.00 per month (after 1 year) | |||
Legal Process | $0.25 per copy | |||
Statement Copy | $1.50 per statement copy | |||
Wire Transfer (incoming) | $0.00 per transfer | |||
Wire Transfer (outgoing) | $25.00 per transfer | |||
Copy of Cashiers Check | no fee | |||
Stop Payment on Cashiers Check | $10.00 each (only allowed if loast/stolen) | |||
Check Cashing fee | $3.00 each if account balance is below $100.00 | |||
Document Retrieval | $3.00 per page; $20.00 per hour, minimum $20.00 | |||
The rates and fees listed are accurate as of 01/01/2021. If you have any questions please call the Credit Union. |